Tip # 10 – How Do You Choose The Right Medicare Insurance Agent/Agency To Be Your Personal Guide?
https://youtu.be/KuLDglXwz8Q There are tons of agents out there to choose from but you better make sure you choose the right one. Don’t ever make a decision because of a tv commercial…ever! Trust me, celebrity spokespersons and football stars know nothing about Medicare. Be sure you ask the right questions: are you captive or independent? How […]
Tip #9 – What Is The Difference Between A MAPD Plan And A Medicare Supplement Plan?
https://youtu.be/FssDV2uZtng Too many people are not aware of this difference and they think they are on a supplement plan when actually they’re on a MAPD plan. It’s a night and day difference. Medicare supplement is added to your O.M. And you have no networks and have the flexibility to see any doctor and go to […]
Tip #8 – How Can You Take Advantage Of The Medicare AEP Or OEP?
https://youtu.be/Kw69N4GtYvs When it comes to the AEP (from Oct 15 – Dec 7) – so many become like ostriches – they keep their heads in the sand! If you’re on a PDP or MAPD plan, you must ensure you have a professional and unbiased review of your current plan because these plans change annually as […]
Tip #7 – How Do You Choose The Most Suitable Or Cost-effective Medicare Plan?
https://youtu.be/T9v-JUQQyn0 This is a major decision and you’ve got to get it right the first time. I always say, the decisions you make today can last a lifetime, it’s important to get it right the first time. I can tell you how not to make a decision about your Medicare – calling those toll-free numbers […]
Tip #6 – Not Sure If You Should Stay On Your Group/retiree Plan Or Enroll In Medicare
https://youtu.be/1422AeYaggg Many people try to avoid paying for part d premiums because they take little to no drugs. Getting your drug plan right is paramount because it’s based on your drug formulary. If you ignore this, it could cost you plenty. There is some relief coming for Medicare beneficiaries in 2025 with only a $2000 […]
Tip #5 – Not Knowing The Difference Between IEP, AEP, OEP, And SEP
https://youtu.be/YKRR9YWLMWo There are tons of acronyms that will make your head spin. But for those of you turning 65, you are in your IEP. This is a period from 3 months before, the month of, and 3 months after your birthday to enroll in Medicare. Don’t miss it – it could cost you! But again, […]
Owen Insurance Group has been named as a finalist for the 2024 BBB Torch Awards for Ethics
Owen Insurance Group of Stuart, FL is proud to announce ourselves as the 2024 Finalist of the Better Business Bureau “Torch Award for Ethics”. The BBB’s “Torch Award” winner is announced annually to companies that demonstrate superior business practices. Torch Award winners demonstrate the BBB’s rigorous standards of leadership, honesty, and business ethics. By dedicating […]
Tip #4 – Deciding To Not Enroll In A Part D (Pdp) Plan
https://youtu.be/YKRR9YWLMWo Many people try to avoid paying for part d premiums because they take little to no drugs. Getting your drug plan right is paramount because it’s based on your drug formulary. If you ignore this, it could cost you plenty. There is some relief coming for Medicare beneficiaries in 2025 with only a $2000 […]
Navigating Medicare with Confidence: A Personal Journey to Coverage with Judy K.
https://youtu.be/KW5Qbti9Rwo Embarking on the journey to secure Medicare can be a daunting endeavor, especially as it marks a significant milestone in one’s life. The transition to Medicare is often riddled with complexities and confusion, leading many to seek guidance from insurance agents. However, not all experiences with agents are created equal, as I have come […]
Tip #3 – Only Enrolling In O.M. W/O A Medicare Supplement/Medigap Plan Or Part C Medicare Advantage
https://youtu.be/z2_q2WvEPrA Roughly 10% of Americans are only on O.M. but most don’t realize what they have to do and don’t realize their financial exposure. If you were only on Parts A&B (O.M.), it could cost you tens of thousands of dollars if you needed hospital care or needed surgery. The 2024 Part A deductible is […]